How does Creditcard work and who's eligible for it? How does Creditcard work and who's eligible for it?

How does Creditcard work and who's eligible for it?

John Smith John Smith

How does the card work?

We allow you to spend from any of your accounts using just one card, clearing the clutter from your wallet and simplifying your finances.

Add your eligible Visa, Mastercard®, Diners or Discover debit and credit cards to the app, and enjoy spending using just the card.

There's no money stored in your account, so you can't put money on the card itself. You just select the account that you'd like to pay with using our services by simply opening the app and tapping the related payment card  that account will instantly become "active" and ready for you to spend with!

Whenever you spend with our card in-store, online, or ATMs, we'll charge the account that you have selected in the app (this is done in seconds while you're at the till!). Keep in mind that this card will then stay as the selected payment card until you change it again.

You'll be able to check your spend history and your currently active card in the app anytime. You'll also receive a notification every time you spend with our card so you can keep track of your daily financing!


Eligible Countries

Our services are currently available to the UK and all 30 countries within the European Economic Area (EEA). We're also looking to launch in the USA in 2021, so keep an eye on our social media channels!

You also need to have at least your first payment card be issued from one of the following countries in the EEA. This card will also need to be a Visa, Mastercard®, Diners or Discover debit or credit card. The following is a list of eligible EEA countries:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom (excluding Crown Dependencies: Jersey, Guernsey and the Isle of Man).

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